How to load money

Japan Money Express has launched an exciting new feature, enabling you to instantly transfer JPY from your bank account to your JME Wallet. This seamless integration, available directly through the “Load Money” section of the JME Wallet app, makes it easy to deposit funds whenever you need.

The service is powered by Bankey Inc. (Japan) and supports real-time transfers. To use this feature, simply register with the internet banking service of your bank and start transferring money directly to your JME Wallet. This feature is compatible with all banks across Japan, including major institutions like Mizuho Bank, Japan Post (Yucho) Bank, MUFG Bank, and SMBC.

Example — loading from a Mizuho Bank account:

1. 1

   Step 1: Tap “Load Money”

   From the JME Wallet home screen, tap “Load Money.” This starts the process of adding Japanese yen (JPY) from your bank account to your JME Wallet.

2. 2

   Step 2: Enter the amount

   Enter the amount of money you want to load into your JME Wallet, then tap “Continue.”

3. 3

   Step 3: Confirm the transaction

   The app displays a transaction summary. Check the details and, if everything is correct, tap “Confirm.”

4. 4

   Step 4: Review payment details

   You are shown the payment information and Mizuho Bank account information. Review these details before continuing.

5. 5

   Step 5: Open Mizuho Direct

   Tap the option provided to access Mizuho Direct, which is used to manage and authorize the bank payment.

6. 6

   Step 6: Enter your customer number

   Enter your Mizuho Direct customer number. If you haven't registered for Mizuho Direct, you need to register for the service first.

7. 7

   Step 7: Log in

   Enter your customer number and login password to access Mizuho Direct and continue the transaction.

8. 8

   Step 8: Acknowledge the important message

   Read the important notice displayed by Mizuho. Check the required box and select “Select all” to proceed.

9. 9

   Step 9: Check payment and withdrawal account

   Verify the payment amount/details and the bank account from which the money will be withdrawn. If everything is correct, tap “Next.”

10. 10

    Step 10: Enter the second PIN

    Enter the second PIN displayed in the Mizuho Direct app, then tap “Payment Execution.” This authorizes the bank deposit.

11. 11

    Step 11: Security warning

    JME provides a warning to be careful about fraudulent emails or SMS messages pretending to be from Mizuho Bank. Do not enter your PIN or personal information through suspicious or unknown links.

12. 12

    Step 12: Money successfully loaded

    After the payment is completed, the JME Wallet shows that the money has been successfully loaded.

Pay in cash at a JME counter or partner agent — hand over the amount and your transfer is funded on the spot.

JP Post Furikomi is a convenient way to deposit money for your JME transfer using a Japan Post Bank (Yucho Bank) ATM. You can transfer money directly from your JP Post Bank account to your JME app and use it for your international remittance.

It is a simple and convenient option for customers who have a JP Post Bank passbook or cash card. Your transfer is funded once we receive the deposit.

You can also deposit into the account at a Japan Post Bank ATM (available at Lawson). Each screen below is what you will see, with the button to press marked:

1. 1

   Step 1: Select “English Guide”

   Choose the English language option on the ATM screen.

2. 2

   Step 2: Select “Remittance”

   Choose the remittance option.

3. 3

   Step 3: Select “Enter”

   Continue to the next step.

4. 4

   Step 4: Insert your Passbook or Card

   Insert your JP Post Bank passbook or cash card into the ATM.

5. 5

   Step 5: Wait for the next screen

   The ATM will process your card or passbook.

6. 6

   Step 6: Enter your PIN

   Enter your JP Post Bank PIN.

7. 7

   Step 7: Enter the Code Number

   Enter 10110 and press “Enter.”

8. 8

   Step 8: Enter the Account Number

   Enter 95388741 and press “Enter.”

9. 9

   Step 9: Enter the Amount

   Enter the amount you wish to deposit and press “YEN.”

10. 10

    Step 10: Select “Enter”

    Continue with the transaction.

11. 11

    Step 11: Check the Details

    Review the information carefully and select “Enter.”

12. 12

    Step 12: Select “Yes”

    Confirm the transaction.

13. 13

    Step 13: Collect Your Passbook or Card

    Take your passbook or card from the ATM. Your transfer is now complete.

The JME Lawson Card is a convenient way for customers in Japan to deposit cash for their international remittances. It allows you to make deposits at participating Lawson ATMs without needing to visit a JME branch.

The card is designed to make the remittance process simple, convenient, and accessible. Once you receive your Lawson Card, you can use it whenever you need to deposit money for your JME transfer. It is especially useful for customers who prefer to make deposits at a Lawson location close to their home or workplace with nominal charges. We reimburse those charges in form of JME points to their mobile app which they can use it when remitting the money.

With the Lawson Card, you can deposit your money at your convenience and continue with your remittance without unnecessary waiting. Your convenience is our priority.

Each screen below is what you will see at the ATM, with the button to press marked:

1. 1

   Step 1: Select “English Guidance”

   Choose English on the ATM screen.

2. 2

   Step 2: Select “Next”

   Continue to the next screen.

3. 3

   Step 3: Insert your Lawson Card

   Insert your JME Lawson Card into the ATM.

4. 4

   Step 4: Select “Deposit”

   Choose the deposit option on the screen.

5. 5

   Step 5: Insert your cash

   Place the amount you want to deposit into the ATM.

6. 6

   Step 6: Wait for the ATM to count the money

   The ATM will check and process your cash.

7. 7

   Step 7: Confirm the amount

   Check that the displayed amount is correct and select “Confirm.”

8. 8

   Step 8: Wait for processing

   The ATM will process your transaction.

9. 9

   Step 9: Confirm the transaction

   Follow the instructions on the screen and confirm.

10. 10

    Step 10: Wait for completion

    Please wait until the transaction is fully completed.

11. 11

    Step 11: Take your Lawson Card

    Remember to collect your card from the ATM.

12. 12

    Step 12: Deposit Complete

    Your cash deposit is now complete.